Our story..., last year my parents was contacted by this same group. My father had just retired from GM, therefore, they purchased what they thought was a great thing for the family - sadly, I now know different!!! Even if my mother could she will never get to use any of the vacations they were scammed into purchasing - she died suddenly at the young age of 63. Fortunately, my father is doing well financially and the money is not so much the issue. BUT THE PEOPLE WHO CHEAT OTHERS FOR A LIVING BETTER PLAN ON HAVING A SEAT WHEN THEY COME FACE TO FACE WITH "GOD"..., BECAUSE THEY'RE GOING TO BE THERE AWHILE!!!